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How to Restore Your Credit Score After Bankruptcy

If you’re looking into filing bankruptcy, we want to help you understand all of your possible solutions. One of those possible solutions involves rebuilding your credit after filing bankruptcy.

Whether you have used our legal services or not, we offer a course that you can take called “Beyond Bankruptcy” where we show you how to rebuild your credit. Most people see bankruptcy as a fresh start, but they are unaware that even after filing bankruptcy, creditors can continue to “ding” your credit. This causes a lot of grief and it can cause serious damage to your credit score, especially if you encounter more financial hardships later on.

Most people’s credit should be clean and able to move forward after declaring bankruptcy, and after a year or so, their credit score could get up to 700 in some situations. This might not be the case for everybody because it depends on where you start. No matter what your situation is, you should not be waiting 5-7 years to get good credit. If that’s the case, there is something wrong.

We would love to see you at one of our free “Beyond Bankruptcy” classes. There you will see how to understand your credit report, and what you can do to rebuild your credit score. You can recover from bankruptcy, but there are no ‘magic fixes’ here. You just have to remain diligent and vigilant.

When you have a good credit score, many other expenses in your life are also affected, so don’t languish in low credit scores! We’re happy to offer tips, and we’ll also show you how to get yourself in a position to have a mortgage again, lower your interest rates on your credit cards, get better rates on insurance, and more.

As part of our course, we also help people do some planning for the future like estate planning. We offer Wills and Trusts, the basic documents that everybody needs if they have a family. We’re happy to work with you on all of these things and the consult is free to initially find out what we can do for you.

Give us a call today to get started!

Clint W. Smith, P.C.

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